Coverage for High Risk Livery and NEMT

One80 is pleased to announce that we have expanded our livery and non-emergency medical transport appetite to include hard to place risks!  The program is available in most states and only one NEMT vehicle is required. Additionally, we offer a commercial auto liability and physical damage program for less high risk livery, non-emergency medical transport and box trucks for three or more vehicles.

Both programs are available on A rated paper and provide Auto Liability, General Liability, Physical Damage and Excess Liability coverages in many states nationwide. We offer favorable financing terms through our in-house premium finance partners.

Workers Compensation and Occupational Accident coverages are also available for most states nationwide with reporting payment plans to follow the clients’ payroll, employee or independent contractor count fluctuations, and subject to three or more drivers or premiums in excess of $10,000. 


Target Classes 
For-Hire Box TrucksWarehouse to Retail
Light and medium trucksRetail to Residence / Business
Heavy and Extra Heavy Trucks with commercial fleetNon-emergency Medical Transport
Fleets and Non-fleetsLimousines
DistributorsBlack Car
Durable and Non-durable GoodsTaxis
Dry Freight / Grocery Items / RefrigeratedShuttles & Buses
Cargo VansJitneys


The Available Coverages this program has to offer are:

  • Auto Liability
  • Physical Damage
  • Motor Truck Cargo
  • General Liability

Submission Requirements needed for this program include:

  • Completed custom application
  • Currently valued loss runs
  • New ventures considered
  • MVR’s on all drivers
  • Current vehicle list

For more information, please email: