Our Areas of Specialization

Ocean Marine Programs

For three decades, brokers have turned to One80’s experts for advice and solutions related to Commercial Hull and P&I, Marine Contractors, Commercial Marine Facilities, Mono-Line Marine Liabilities, and Ocean Cargo.

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Inland Marine Programs

As an expert in Inland Marine insurance, One80 focuses on construction and transportation risks as well as other inland business segments. We offer exclusive construction programs for Builders Risks, which includes coastal construction with wind in much of the east Coast on A+ admitted paper. We also write Contractors Equipment Insurance, Installation Floaters, and more.

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Recreational Marine Facilities

With three decades of underwriting experience, our Recreational Marine Facilities and Boat & Yacht programs are time-tested and comprehensively structured to serve the needs of your marine risks.

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Motor Truck Cargo and Truck Physical Damage

Our programs for transportation risks offer a mono-line motor truck cargo insurance policy or a motor truck cargo package policy that includes truck physical damage coverage. Short haul or long haul, from furniture movers to boat haulers, One80 is with you.

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Stock Through-Put Program

The typical Stock Through-Put Program structure is designed to provide a combination of ocean cargo, inland marine, and personal property coverages suited to virtually all industry types ranging from manufacturing, distributing and retailing to wholesaling. Coverage is available for all stock and materials in trade while goods are anywhere in the world and can be arranged for both goods in transit and goods in storage.

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Wind Deductible Buyback Coverage

The typical Wind Deductible Buyback Coverage program structure is designed for Citizens Insurance wind only program with All Other Wind Deductible buy-back facility for other than named hurricanes allows policyholders options for reducing these very high deductibles.

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Citizens Policyholder Surcharge Coverage

The Citizens Policyholder Surcharge Coverage program is designed to limit the out-of-pocket expense due to large hurricane deductibles and statutorily mandated deficit recoupment charges.

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Citizens Wrap-Around (DIC) Program

The typical Citizens Wrap-Around (DIC) program structure is designed to broaden coverage by providing additional limits and coverage other than the Citizens basic perils property policy.

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Stand Alone Property Terrorism Program

Coverage is available in all 50 states and includes terrorism sabotage, terrorism liability, and political violence. Coverage also includes financial costs to a company by a third party or employee who are injured as a result of a terrorist attack.

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Coastal Homes and Hard to Place Homeowners Program

We offer our own in-house programs specializing in Coastal Home Insurance and other hard to place personal lines products. Our in-house Lloyds programs also offer coverage for standalone collectibles, primary and excess flood, and for tough builders risks, including liability.

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Builders Risk Program

Protect the buildings owned by your insureds while they are under construction. They may catch fire, be damaged by high winds, or fall victim to other force majeure. A principle of common law is that any new construction or other improvement to land becomes property of the owner of the land— the title holder— once there has been an "improvement" to the owner's site. Make sure your clients are covered.

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Flood Program

One80 Intermediaries offers Private Market Flood solutions for residential condo associations and commercial property risks. We offer both primary and excess flood coverage; with excess flood to include Business Interruption coverage as well as excess on high dollar single family residences.

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Florida Condominium Property Program

The typical Florida Condominium Property program structure is designed Condominium Associations predominantly fire resistive and non-combustible construction with Insureds domiciled in Florida.

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Jewelers Block Program

The typical Jewelers Block Program structure is designed to provide insurance coverage that fits the individual needs of all types high-end retail, jewelry stores and specialty jewelry businesses, such as manufacturing, retail, wholesale, repair, appraisal, and custom design.

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Vacant Land Program

Despite all appearances to the contrary, vacant land can pose a significant liability risk. It all comes down to the possibility of an injury or other incident occurring on the property – don’t allow your clients to be responsible for their medical bills. Whether the client is actively using that parcel of land or not, because you they it, they will be held responsible.

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Vacant Building Program

Our team has access to market leading coverage and deep knowledge around insurance for vacant buildings. These are buildings that contain little or no furniture or other personal property. Many property insurance policies reduce limits or entirely eliminates coverage when a building has been vacant or unoccupied for a designated period of time such as 45 or 60 days.

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Garage Program

The property market is dynamic as ever – especially in the state of Florida. As we see it continue to harden, there has been notable variance in pricing, deductibles, coverage, and/or capacity in the second half of the year. We view this as an opportunity to better serve you and your clients and with that, wish to share details on our Parking Garage Program.

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Miscellaneous Professional Liability Program

In partnership with ALTRU, LLC / Old Republic Insurance Company, One80 Intermediaries has binding authority for Miscellaneous Professional Liability.

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Non Profit D&O Program

In partnership with ALTRU / Old Republic Insurance Company, One80 Intermediaries has full binding authority for nonprofit D&O.

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Community Association D&O and EPLI Program

Most community associations are operated by a board of directors (the “board”), usually made up of a small group of volunteer community members. Without adequate Directors and Officers (D&O) and Errors and Omissions (E&O) insurance, a lawsuit against an board member can leave the member responsible for paying legal costs, expenses, and even damages.

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We are a specialty underwriter of Medical Stop Loss coverage for corporate clients across the United States. Medical stop loss provides an added layer of insurance protection to employers who choose to self-fund their health benefit plans. Our stop loss specialists are among the most experienced in the United States with deep expertise in underwriting, policy issuance, claims management and TPA administration. Our team has full authority to underwrite and manage stop loss business on behalf of some of the nation’s leading insurers.

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Bars and Taverns Program

We offer programs across all 50 states for bars, taverns, nightclubs, live music clubs, piano bars, comedy clubs, adult entertainment clubs, live music venues, and hotels and motels. Given our broad appetite and deep market expertise within the hospitality industry, we look forward to providing your client with the best coverage the market has to offer.

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Restaurant Program

The Hospitality program offers the industry’s most broad, comprehensive and competitive coverage for Family and Fine Dining Restaurants in Texas, Florida, Colorado, California and Arizona. It is written on Tokio Marine’s A++ paper. Our Wholesale Practice has exclusive access to this Program allowing us to quote, bind and issue policies in house!

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Special Events Program

The typical Special Events program structure is designed for short-term special events that provides important liability protection for a variety of organized events.

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