One80’s Restaurant Program offers the industry’s most broad, comprehensive and competitive coverage for Family and Fine Dining Restaurants. We have exclusive access to this Program allowing us to quote, bind and issue policies in house!

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Targeted Classes

  • Fine Dining
  • Family Restaurants

Highlighted Features

  • Underwriting formula based on number of seats and total sales
  • No audit at the end of the year
  • A++ rated paper
  • Ability to quote, bind and issue in house
  • Exclusive access to this program
  • Available in Texas, Florida, Colorado, California, and Arizona

Available Coverages

  • General Liability
  • Liquor Liability
  • Assault and Battery Included
  • Garage Keepers Liability
  • Property Coverage – special form including or excluding wind
  • Fine Arts
  • Off Premise Power Failure
  • Equipment Breakdown
  • Employee Benefits Liability
  • Food Spoilage
  • Crime

Submission Requirements

  • Acord application
  • Loss runs
  • Supplemental application