One80’s Restaurant Program offers the industry’s most broad, comprehensive and competitive coverage for Family and Fine Dining Restaurants. We have exclusive access to this program allowing us to quote, bind and issue policies in house!
Restaurants Overview
The target classes and typical risks we focus on for this program are:
- Family Restaurants
- Fine Dining
- Restaurants With Mixed Used Habitational
- Restaurants With Docks
The highlighted features of this exclusive program include:
- Underwriting expertise
- In-house capability to quote, bind, and issue
- Underwriting formula based on the number of seats and total sales
The available coverages we have to offer for this program are:
- General Liability
- Liquor Liability
- Assault and Battery Included
- Property Coverage – special form
including or excluding wind (separate
policy) - Fine Arts
- Off Premise Power
- Failure Equipment Breakdown
- Employee Benefits Liability
- Food Spoilage
- Crime
- Workers’ Compensation