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Miscellaneous Professional Liability Program

In partnership with ALTRU, LLC / Old Republic Insurance Company, One80 Intermediaries has binding authority for Miscellaneous Professional Liability

One80 Intermediaries specializes Miscellaneous Professional Liability for a wide range of service organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, competitive premiums, and A rated paper. With in-house binding authority, we provide quick turnaround with a focus on service.

Old Republic continues to monitor developments related to coronavirus (COVID-19) and its impact on our employees, brokers/agents, and customers, and will continue to take action in accordance with recommendations from the Center for Disease Control (CDC), regional government agencies, and state departments of insurance.

Old Republic General Insurance Group (ORGIG) is comprised of several strategic operating and policy-issuing companies, and the state-specific COVID-19 notices on this page may apply to any or all of the following policy-issuing companies:

  • BITCO General Insurance Corporation
  • BITCO National Insurance Company
  • Great West Casualty Company
  • Manufacturers Alliance Insurance Company
  • Old Republic General Insurance Corporation
  • Old Republic Insurance Company
  • Old Republic Lloyds of Texas
  • Old Republic Security Assurance Company
  • Old Republic Surety Company
  • Old Republic Union Insurance Company
  • Pennsylvania Manufacturers’ Association Insurance Company
  • Pennsylvania Manufacturers Indemnity Company
  • Republic Credit Indemnity Company
  • American Business & Mercantile Insurance Mutual, Inc. (ABMIM is a mutual insurance company owned by its policyholders)

State-Specific COVID-19 Information Colorado

The Old Republic companies want all their individual or business property and casualty policyholders in Colorado to have payment flexibility to maintain coverage during the disruption caused by the novel coronavirus (COVID-19) outbreak. Until further notice, upon request by Colorado policyholders, Old Republic companies will extend premium grace periods for 60 days, suspend any cancellation stemming from non-payment of premium, and defer non-renewals. No late payment fees will be charged. In situations where policies would expire absent these accommodations, Old Republic companies will provide a continuation of coverage.

To minimize interpersonal contact and ensure prompt receipt of your premium, we encourage you to utilize available electronic payment options. While we want to work with policyholders to provide some relief with respect to payment timing and coverage availability, Old Republic companies are not waiving the premium owed for the risks insured.

Should you need an accommodation, contact your broker/agent or Old Republic directly at Covid-19@oldrepublic.com or call at 800-621-0365.

Targeted Classes

  • Abstractors and Trustees
  • Advertising Agencies
  • Billing services
  • Construction Managers
  • Consultants
  • Employment/Staffing Firms
  • Event Planners
  • Graphic Designers
  • Inspection Services
  • Interpreters
  • IT and Software Services
  • Mortgage Brokers
  • Payroll processors
  • Property managers
  • Real Estate Agents
  • Testing labs
  • TPA’s
  • Travel Agents

Program Features

  • Exclusive program with Old Republic (A+ rated)
  • Claims-Made
  • Duty to Defend
  • “Pay on Behalf of” language
  • Limits from $500,000 to $5,000,000 available
  • Coverage for a wide variety of professional classes
  • Admitted in 32 states, with surplus lines coverage available in other states
  • No minimum premium; $1,000 minimum retention for each Wrongful Act

Coverage Highlights

  • “Claim” includes both monetary and non-monetary demands
  • Coverage for “Personal Injury Offenses”
  • Independent Contractors included as “Insureds”
  • “Subsidiaries” included as “Insureds”
  • Favorable 70/30 Settlement Clause is standard
  • $10,000 Disciplinary Proceeding supplementary limit
  • Punitive Damages coverage where insurable by law
  • Three-year bi-lateral Extended Reporting Period standard
  • No discrimination exclusion
  • Professional Service definition tailored to each risk
  • Contingent BI/PD on select classes
  • Split Limits available
  • Ability to add Additional Insureds
  • Prior Acts coverage available on some risks where no prior coverage existed

Submission Requirements

  • Miscellaneous Professional Liability Application

Contact Us For More Info About this program

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