In partnership with ALTRU, LLC / Old Republic Insurance Company, One80 Intermediaries has binding authority for Miscellaneous Professional Liability

One80 Intermediaries specializes Miscellaneous Professional Liability for a wide range of service organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, competitive premiums, and A rated paper. With in-house binding authority, we provide quick turnaround with a focus on service.

Targeted Classes

  • Abstractors and Trustees
  • Advertising Agencies
  • Billing services
  • Construction Managers
  • Consultants
  • Employment/Staffing Firms
  • Event Planners
  • Graphic Designers
  • Inspection Services
  • Interpreters
  • IT and Software Services
  • Mortgage Brokers
  • Payroll processors
  • Property managers
  • Real Estate Agents
  • Testing labs
  • TPA’s
  • Travel Agents

Program Features

  • Exclusive program with Old Republic (A+ rated)
  • Claims-Made
  • Duty to Defend
  • “Pay on Behalf of” language
  • Limits from $500,000 to $5,000,000 available
  • Coverage for a wide variety of professional classes
  • Admitted in 32 states, with surplus lines coverage available in other states
  • No minimum premium; $1,000 minimum retention for each Wrongful Act

Coverage Highlights

  • “Claim” includes both monetary and non-monetary demands
  • Coverage for “Personal Injury Offenses”
  • Independent Contractors included as “Insureds”
  • “Subsidiaries” included as “Insureds”
  • Favorable 70/30 Settlement Clause is standard
  • $10,000 Disciplinary Proceeding supplementary limit
  • Punitive Damages coverage where insurable by law
  • Three-year bi-lateral Extended Reporting Period standard
  • No discrimination exclusion
  • Professional Service definition tailored to each risk
  • Contingent BI/PD on select classes
  • Split Limits available
  • Ability to add Additional Insureds
  • Prior Acts coverage available on some risks where no prior coverage existed

Submission Requirements

  • Miscellaneous Professional Liability Application