In partnership with ALTRU / Old Republic Insurance Company, One80 Intermediaries has full binding authority for nonprofit D&O.

One80 Intermediaries specializes in Directors & Officers and Organization Liability insurance for non-profit organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, competitive premiums, and A rated paper. With in-house binding authority, we provide quick turnaround with a focus on service.

Targeted Classes

  • Alcohol/Drug Rehab Treatment Center
  • Arts/Cultural Organizations
  • Charitable Foundations
  • Churches
  • Clinics
  • Country Clubs
  • Economic Development Corporations
  • Fraternal /Social Clubs
  • Nursing Homes
  • Property Owners Association
  • Residential Facilities
  • Schools Private
  • Trade Associations
  • Water/Electric Cooperatives
  • And many more…

Program Features

  • In-house binding authority
  • Exclusive program with Old Republic (A+ rated)
  • Minimum premiums start at under $1,000
  • Admitted in all 50 states including DC$500,000 to $5,000,000 are available

Coverage Highlights

  • Broad Employment Practices Liability Coverage Included
  • Coverage applies to EEOC complaints or other administrative proceeding
  • Third-Party Discrimination and Harassment Coverage Included
  • Fiduciary Liability Coverage Extension Included for $100,000. Higher limits, available upon request
  • No Personal Injury Exclusion (Defamation, Libel/Slander Coverage Included)
  • Defense Coverage for Claims Seeking Non-monetary Damages
  • Coverage provided for service on Outside Non-profit Boards
  • Punitive Damages Coverage Included
  • Excess Benefit Transaction Penalty Coverage included
  • Work Place Violence Coverage available
  • Extended Reporting Period Options include One-Year at 40%, Two-Years at 75% or Three-Years at 100% additional premium
  • Full Prior Acts Coverage
  • Defense Costs coverage is in addition to the policy limit
  • Definition of insured includes for-profit subsidiaries, directors, officers, trustees, employees, volunteers, committee members, staff and faculty

Submission Requirements

  • ALTRU Non-profit D&O application