One80 Intermediaries specializes in Directors & Officers and Organization Liability insurance for non-profit organizations. Our team of seasoned professionals provide our brokers across the country with market leading intellectual capital, broad coverage, and competitive premiums. With in-house binding authority, we provide quick turnaround with a focus on service.
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Non-Profit D&O Overview
The target classes and typical risks we focus on for this program are:
- Alcohol/Drug Rehab Treatment Center
- Arts/Cultural Organizations
- Charitable Foundations
- Churches
- Clinics
- Country Clubs
- Economic Development Corporations
- Fraternal /Social Clubs
- Nursing Homes
- Property Owners Association
- Residential Facilities
- Schools Private
- Trade Associations
- Water/Electric Cooperatives
- And many more…
The highlighted features of this exclusive program include:
- In-house binding authority
- Minimum premiums start at under $1,000
- Admitted in all 50 states including DC$500,000 to $5,000,000 are available
The available coverages we have to offer for this program are:
- Broad Employment Practices Liability Coverage Included
- Coverage applies to EEOC complaints or other administrative proceeding
- Third-Party Discrimination and Harassment Coverage Included
- Fiduciary Liability Coverage Extension Included for $100,000. Higher limits, available upon request
- No Personal Injury Exclusion (Defamation, Libel/Slander Coverage Included)
- Defense Coverage for Claims Seeking Non-monetary Damages
- Coverage provided for service on Outside Non-profit Boards
- Punitive Damages Coverage Included
- Excess Benefit Transaction Penalty Coverage included
- Work Place Violence Coverage available
- Extended Reporting Period Options include One-Year at 40%, Two-Years at 75% or Three-Years at 100% additional premium
- Full Prior Acts Coverage
- Defense Costs coverage is in addition to the policy limit
- Definition of insured includes for-profit subsidiaries, directors, officers, trustees, employees, volunteers, committee members, staff and faculty
In order to submit your business with us, please be aware of the following submission requirements:
- ALTRU Non-profit D&O application