The Hospitality program offers the industry’s most broad, comprehensive and competitive coverage for Family and Fine Dining Restaurants in Texas, Florida, Colorado, California and Arizona.  It is written on Tokio Marine’s A++ paper. Our Wholesale Practice has exclusive access to this Program allowing us to quote, bind and issue policies in house!

The underwriting formula is based on the number of seats and total annual sales for the restaurant. With that, we are extremely competitive with family and fine dining establishments that generate larger revenues. Importantly, there is no audit at the end of the year as with most programs. 

Alternative products are available for all states.

Program Highlights

  • Property coverage available in broad, basic, or special form.
  • Property coverage includes; building contents, business income, equipment breakdown, outside signs, computer equipment, food spoilage, and crime
  • General liability coverage rated in seating capacity / revenues and includes assault and battery, garage keepers liability
  • Liquor liability coverage