The typical program structure is designed for short-term special events that provides important liability protection for a variety of organized events.

Common Features

  • Coverage provided for special events lasting up to a maximum of 30 days
  • Term includes each day of the event, one set-up and one takedown day; additional set-up and take down days can be scheduled
  • Rain date endorsement available
  • Vendors or exhibitor coverage
  • Limits up to $2,000,000/$4,000,000 are available
  • Products/completed operations included for most classes
  • Host liquor buyback

Most Common Classes

  • Festivals and Celebrations
  • Social Gatherings and Meetings
  • Parades
  • Special Event Liquor Liability
  • Exhibitions – Educational or Trade; Inside
  • Concerts (Blues, Children’s Music, Christian/Gospel, Folk, Jazz, etc.) Concerts (Country, Reggae, Alternative, Electronic, Pop, etc.)
  • Exhibitions – Educational or Trade; Inside
  • Rodeos (sponsor’s risk only)
  • Automobile Shows
  • Meetings and Seminars
  • Bingo Games
  • Fishing Tournaments
  • Marathons
  • Dances
  • Theatrical Plays
  • Flea Markets
  • Wine Tastings