One80 offers in house binding authority through three separate programs to serve the needs of your pleasure boat and yacht risks; these include New Hampshire Insurance Company (NHIC), Prime Time and Seawave.  All of these programs are on A rated paper, are time-tested, and comprehensively structured offering Hull and Protection & Indemnity including Jones Act Crew coverage for boats of all sizes as well as CAT capacity.  We also provide in house binding authority for Excess Protection and Indemnity coverage, providing higher limits for all of our yacht programs.  For detailed information on each of our programs see below:

New Hampshire Insurance Company (NHIC)

  • AIG, AM Best A rated Admitted Paper
  • Direct Bill with Installments
  • Hull values to $5M
  • Standard Boats & Yachts
  • Liveaboards including Personal Liability
  • “Mature” fiberglass vessels built in 1980 & prior
  • Occasional Charter
  • Florida, Gulf & Caribbean capacity considered for larger yachts with Full Time Paid Captains
  • Online quoting available in non-cat areas

Prime Time

  • AM Best A- rated Admitted Paper
  • Direct Bill with Installments
  • Center consoles with up to quintuplet out-boards
  • High Performance Boats up to 172 MPH
  • Coverage available in continental US, including FL and Gulf Coast
  • Hull values range from $100k – $1m


  • Lloyds backed, AM Best A rated non-admitted paper
  • Standard Boats & Yachts
  • Extended Cruisers
  • Liveaboards
  • Absentee Owners
  • Aging Pedigree Boats
  • Coverage available in East Coast, FL & Gulf Coast
  • Hull values range from $125k – $1m
  • Excess Standalone P&I