One80 offers in house binding authority for our exclusive Builders Risk Program.  With minimum premiums starting as low as $500, we have capacity to cover up to $100M on A rated paper.  Coverage is available for residential, commercial and new construction as well as renovations and coastal projects. 


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Targeted Classes

  • Residential Construction
  • Commercial Construction
  • New Construction
  • Renovations
  • Coastal Projects
  • Municipalities
  • Infrastructure

Highlighted Features

  • In-house quoting, binding and issuance
  • Low Minimum Premiums: $500 New Construction/$750 Renovations
  • Capacity up to $100M/Frame Capacity up to $10M
  • Any length policy term available
  • Pro-rata returns offered.
  • Flexible policy extensions
  • Coastal Capacity with Wind along Atlantic Coast
  • A rated paper and available on both admitted and non admitted basis
  • No wood frame or joisted masonry construction in Tier One from Texas to Florida
  • Minimum premium of $25,000 for Tier One from Texas to Florida
  • Installation Floaters for Contractors and for Renovations when existing structure not required to be covered

Available Coverages

  • Delay in Completion
  • Flood
  • Earthquake
  • Wind
  • Appurtenant Structures on Jobsite
  • Temporary Storage Locations
  • Transit
  • Materials Covered Onsite with no Limitation
  • Contract Penalty
  • Expediting Services
  • Fire Department Service Charge
  • Ordinance Or Law
  • Personal Property
  • Pollutant Clean-Up and Removal
  • Rewards
  • Trees, Shrubs & Plants

Submission Requirements

  • Completed Builders Risk or Renovation Application
  • Information on the Builder/Contractor