Parking Garage during the night

Save your clients thousands in property premium

One80’s Parking Garage Program is unique as it reallocates the total insured value of the garage structure away from the main building. A separate policy is then crafted to cover the parking structure, maximizing savings on your primary property premium! We have seen an 80% hit ratio with this program and saved insureds up to $400,000 on their property policies.

Parking Garage Overview

The target classes and typical risks we focus on for this program are:

  • Municipal Parking Garages
  • Hospitals
  • Condo Associations
  • Apartment Complexes
  • Office Towers Hotels
  • Theaters
  • Universities
  • Hotels
  • Auto Dealerships

The highlighted features of this exclusive program include:

  • Coverage on admitted basis
  • Program available nationwide
  • No minimum premium
  • No age restriction
  • No distance limitation for wind and hail coverage
  • 1,000,000 flood sublimit is included and available in all zones and locations

The available coverages we have to offer for this program are:

  • Property
  • Flood
  • Wind and Hail
  • Equipment Breakdown
  • Increased Cost of Construction
  • Optional Pollution Coverage

In order to submit your business with us, please be aware of the following submission requirements:

  • Commercial property acord application
  • 3-5 years of loss runs
  • Flood zone/elevation
  • Statement of values

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