One80 designed this customized insurance program for residential property owners, investors, renovators and property managers. With extensive experience we understand the complexities of these risks and offer comprehensive coverages to meet the needs of your clients.

Targeted Classes

  • Residential Property Owners
  • Investors
  • Renovators
  • Property Managers

Highlighted Features

  • No maximum number of locations
  • Separate wind/hail deductibles available with stop loss
  • Premises liability up to $2M with sublimits for swimming pools
  • Reporting form options: one policy or one monthly bill
  • No minimum dwelling limits
  • Coinsurance 80% or No Coinsurance options with agreed amounts
  • Valuation Options including Actual Cash Value, Replacement Cost & Partial Loss Settlements have the flexibility to amend your coverages monthly
  • Deductible Options from $1,000 to $25,000
  • No General Liability Deductible
  • Mixed Occupancy Exposures
  • Availability of Student Housing

Available Coverages

  • Vacant Land Liability
  • Building
  • Business Personal Property
  • Premises Liability
  • Business Income
  • Inland Marine
  • Crime
  • Basic, Broad or Special Form
  • Swimming Pool Liability
  • Premises Liability Limits (Up to $1M/$2M)
  • Premises Liability Limits (Up to $5M aggregated – if over 50 locations)
  • Lessor’s Risk