Aerial View of Apartment Buildings

One80 offers extensive solutions and expertise for habitation risks throughout the country. From apartments to hotels, we have deep market relationships in both the US and UK to provide your clients with the most comprehensive protection from a wide variety of potential losses.

Please visit our online platform to register and begin quoting your habitation business today:

Apartments and Condos Overview

Hotels and Motels Overview

The target classes and typical risks we focus on for these programs are:

Living Room of Apartment
  • Apartments
  • Condos
Room View of Hotel
  • Hotels
  • Motels

The highlighted features of these exclusive programs include:

  • No TIV restrictions
  • No Fire Break Distance restrictions
  • Available in all states including Alaska, Hawaii, Texas and 5 Boroughs
  • Coverage in Barrier Islands available
  • No coastal wind tier capacity restrictions
  • Available through wholesale brokerage, in-house binding or through our online platform depending on the risk

The available coverages we have to offer for these programs are:

  • Property
  • General Liability
  • Excess
  • Crime
  • Equipment Breakdown
  • Hired and Non-Owned Auto
  • Garage structure carve outs available at preferred rates

In order to submit your business with us, please be aware of the following submission requirements for both programs:

  • 5 years loss runs
  • Acord application

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