Wind Deductible Buyback Coverage

The typical Wind Deductible Buyback Coverage program structure is designed for Citizens Insurance wind only program with All Other Wind Deductible buy-back facility for other than named hurricanes allows policyholders options for reducing these very high deductibles.

View Program Details

Citizens Policyholder Surcharge Coverage

The Citizens Policyholder Surcharge Coverage program is designed to limit the out-of-pocket expense due to large hurricane deductibles and statutorily mandated deficit recoupment charges.

View Program Details

Citizens Wrap-Around (DIC) Program

The typical Citizens Wrap-Around (DIC) program structure is designed to broaden coverage by providing additional limits and coverage other than the Citizens basic perils property policy.

View Program Details

Stand Alone Property Terrorism Program

Coverage is available in all 50 states and includes terrorism sabotage, terrorism liability, and political violence. Coverage also includes financial costs to a company by a third party or employee who are injured as a result of a terrorist attack.

View Program Details

Coastal Homes and Hard to Place Homeowners Program

We offer our own in-house programs specializing in Coastal Home Insurance and other hard to place personal lines products. Our in-house Lloyds programs also offer coverage for standalone collectibles, primary and excess flood, and for tough builders risks, including liability.

View Program Details

Builders Risk Program

Protect the buildings owned by your insureds while they are under construction. They may catch fire, be damaged by high winds, or fall victim to other force majeure. A principle of common law is that any new construction or other improvement to land becomes property of the owner of the land— the title holder— once there has been an "improvement" to the owner's site. Make sure your clients are covered.

View Program Details

Flood Program

One80 Intermediaries offers Private Market Flood solutions for residential condo associations and commercial property risks. We offer both primary and excess flood coverage; with excess flood to include Business Interruption coverage as well as excess on high dollar single family residences.

View Program Details

Florida Condominium Property Program

The typical Florida Condominium Property program structure is designed Condominium Associations predominantly fire resistive and non-combustible construction with Insureds domiciled in Florida.

View Program Details

Jewelers Block Program

The typical Jewelers Block Program structure is designed to provide insurance coverage that fits the individual needs of all types high-end retail, jewelry stores and specialty jewelry businesses, such as manufacturing, retail, wholesale, repair, appraisal, and custom design.

View Program Details

Vacant Land Program

Despite all appearances to the contrary, vacant land can pose a significant liability risk. It all comes down to the possibility of an injury or other incident occurring on the property – don’t allow your clients to be responsible for their medical bills. Whether the client is actively using that parcel of land or not, because you they it, they will be held responsible.

View Program Details

Vacant Building Program

Our team has access to market leading coverage and deep knowledge around insurance for vacant buildings. These are buildings that contain little or no furniture or other personal property. Many property insurance policies reduce limits or entirely eliminates coverage when a building has been vacant or unoccupied for a designated period of time such as 45 or 60 days.

View Program Details

Garage Program

The property market is dynamic as ever – especially in the state of Florida. As we see it continue to harden, there has been notable variance in pricing, deductibles, coverage, and/or capacity in the second half of the year. We view this as an opportunity to better serve you and your clients and with that, wish to share details on our Parking Garage Program.

View Program Details