Coverage which is separate from your property policy

Our team has access to market leading coverage and deep knowledge around insurance for vacant buildings.   These are buildings that contain little or no furniture or other personal property.  Many property insurance policies reduce limits or entirely eliminates coverage when a building has been vacant or unoccupied for a designated period of time such as 45 or 60 days.

Program Highlights

  • Up to $5,000,000 in total Property Values
  • Up to $1,000,000/$3,000,000 in General Liability
  • Special Form and Replacement Cost coverage
  • No length of vacancy restrictions
  • Ability to consider locations undergoing renovation
  • Policy Terms of 3, 6 or 9 months

Restricted Classes

  • Swimming pools on premises
  • Existing damage to the building
  • Scheduled or planned demolition